Shop now, pay later. Klarna is the smooth and safe way to get what you love today, and pay over time.

How it works

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

See payment terms

1. Set your budget

Get the app and create a one-time card with the amount you want to spend. Your personal details and wallet will be protected, always.

2. Check out

Choose Pay in 4, and pay just 25% upfront.

3. Pay every 2 weeks

​The remaining charges will occur every 2 weeks. You'll receive reminders in the app.

Can't find the answer to your question here? Check the complete Klarna FAQs page.

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